Our Flagship Savings scheme, IFIC Aamar Bhobishawt provides one of the best and most well-rounded saving schemes in the market. Installments size of Tk. 500 and any multiples of it across tenors between 1-10 years along with attractive discounts on loans makes this one of the best schemes we have to offer.

Features:

• Special type of scheme account
• Competitive deposit interest rate
• Duration of 1 to 10 Years
• Minor can open “IFIC Aamar Bhobishawt”
• Credit facility after 1 year & maximum 95% of encashment amount
• Can receive full payment after maturity
• Up to 50% discount on loan processing fee for new borrower
• Deposit now & avail loan with attractive discount in future

 

CUSTOMER SEGMENT  OFFERS CONDITIONS

Prospective customer who will avail the consumer loan in future

50% discount on loan processing fee

If scheme tenor is over 5 years or scheme balance over taka 3,00,000

 

25% discount on loan processing fee

If scheme tenor is 1 to 5 years of scheme balance over taka 1,50,000

 

Existing loan customer(takeover customer will not be entitled for these document facility, but they are allowed for any future loan facility):

25% refund of loan processing fee (without VAT amount)

After 3 years of scheme tenor

Principal deposit of scheme must be over 150,000

Loan must be regular and live.

 

50% refund of loan processing fee (without VAT amount) 

After 5 years of scheme tenor

Principal deposit of scheme must be over 3,00,000

Loan must be regular and live.

          

100% refund of loan processing fee (without VAT amount) 

After 10 years of scheme tenor

Principal deposit of scheme must be over 5,00,000

Loan must be regular and live.

 

Required Documents:

• Photo of applicant – 2 copies
• NID copy of applicant
• Photo of nominee - 1 copy
• Copy of identity document of nominee (NID/Smart card/Birth certificate/Passport/Driving license).
• In case of minor Nominee: Birth Certificate copy of minor and NID copy of guardian.

Optional Documents:

• Copy of TIN certificate.